j_mann33333 asked:


I know of the sure fire way which is add to the principal each month, however, any other solutions? I would like to pay it off in 15 to 20 years.

home loan

Fogel asked:


I have a question regarding the $7500 tax credit for home buyers. I was in a land contract since 2002 – 6 years. And recently I just refinanced my home, FHA Stream Line Home Loan in June/08. I bought the home in 2002 on a land Contract, me only.

I got married in 2006 and refinanced 2 months ago, with my Wife…… Do I qualify as a refinance land contract? Or will my wife qualify – because she was just put on the house, and she never owned a home prior? We file our tax’s jointly……

first home buyer loan

Don P asked:


Trying to figure something out…

home loan

what’s the point asked:


I work for a non profit agency the runs homeless shelters around southern california and my specific job is covered by a grant from the VA. I’ve been with the agency for 4 years and have no intention on leaving.
Will the bank look at me as a risk because of this?

home loan

Matthews28105 asked:


We live in Charlotte, NC…I have a short credit history ( 2 and a half years ) my score is arround 720, I working by my own doing installations and I earn about $ 2500 a month, but I can’t prove it.
My wife is a teacher, she’s working for CMS, she earns $ 41k a year, her credit score is bad ( 670 ) and she has something like a lean from a credit card debt ( $ 5000 ).
Both are first time buyers and we have $ 4000 in a bank account.
Do we qualify for a local home loan?…
Any suggestions?

first time home buyer loan

jslebod33 asked:


I fell behind in my payments and need to modify or face a possible foreclosure. Someone is coming tomorrow to take pictures–inside and out to help with the evaluation. According to HUD this is normal procedure, but I’m skeptical.

home loan

Jokey Smurf asked:


My boyfriend and I are planning on buying a condo together. He wants to get a VA loan but it would only cover him because we are not married. They do not allow unmarried couples to get the loan together. Does anyone know if it’s true that for a VA loan they only approve you for a certain dollar amount like $150,000? If so, could he apply for $150,000 from VA office and me apply for $150,000 from a regular bank? Has anyone ever heard of such a thing?

home loan

Linda asked:


We live in Washington state; he has great credit, but mine is lousy and I don’t want it to affect the rate.

home loan

jeff m asked:


i am a first time home buyer with fair credit due to high credit but have made my payments on time for 5 years.my question is are there any programs(lenders) out there that would give additional money on a home loan to clear other debt and just allow you to work with one payment

first time home buyer loan

LAX asked:


My fiance who is younger, has almost no credit history, but does have a good job with nice income, and no debt. We are planning a marriage soon, and are looking at homes together. I have been doing everything myself, but was wondering if we could go-in together so that we have more income per month, and a much better income-debt ratio? Would this allow us to be approved for more?? Thanks for your feedback!

home loan