bunky asked:


home loan for self employment with fair to good credit

home loan

ffgurl75 asked:


Has anybody heard of this website ?http://www.homeaccessusa.com/
They claim you can buy a home in pre-forclosure 30-50% below market value, with no credit check, no income or job verification, no loan applicatican because you’ll be taking the owners’s loan since he or she can’t pay it and they will transfer over the title and deed to you…..Is this a scam…..is unreal?? Can someone please help me?
Oh and btw-it cost $198 to sign up for there pre-forclosure list..

first home owner loan

odone asked:


Summary: I am being harassed by a customer and need advice/help

I work for a financial company as the second in command next to the owner however I do not own this Company, I am simply an employee there.
I have a customer who started out being a great person to work with. This customer was in the process of acquiring a loan however mid-way through, the customer’s credit dropped to where we could no longer continue with the loan offer. We offered an other type of loan and this customer was thinking it over. A couple weeks went by, the borrower decided to not pursue the loan and then out of no-where starting harassing me making all these false accusation (the customer is – like most – suffering from financial distress and I feel this person is taking it out on me). This person now emails me obsessively with threats, completely out of line and unprofessional comments, and clearly has lost all his marbles. It’s pretty much a Mr Jekyll and Mrs Hyde situation and although I have stopped responding to his crazy and notoriously erroneous emails as it gets us nowhere, he has now found my home phone number and my address. He has only called and hung up thus far but with these crazy person threats I’m afraid of what he may do, we are certainly not dealing with a sane person at this time and this person is now taking it to another level by bringing it to my home. The owner of the Company and the Company’s Attorney feel that there is no issue at hand since we did nothing wrong and therefore they do not feel the need to contact this person or have time to get involved – I believe they don’t understand the magnitude of the situation now.

Any advice on how I can get this crazy person to stop harassing me with ridiculous threats, can/should I get the police involved?

first home owner loan

Riddler12000 asked:


If the long term interest rated has held pretty much steady throughout the past couple of years, why are all these sub-prime loans monthly payments increasing by an average of $350/mo. And, why are all these home owners so suprised, could they not see this time coming? I think this problem is a bunch of financially incompetant people who bought 5 times the house they could afford and now the banks and the financially responsible people are going to bail these idiots out of their $500,000 houses, when they should be living in a studio appt.
Yea, I know their interest rates are increasing, but they should have been aware of those increases when they signed the note. Why are the interest rates incresing when long-term rates are pretty much staying steady?

first home owner loan

Lion’s Fortress asked:


a local loan company? They can only offer me 5.375% on a fixed 15-year mortgage.
I don’t understand, please help.
Thanks

mortgage rate