Ryan P asked:


Ok, this is the deal.
The lenders now tell you mr. and mrs. home buyer. your credit rating of 660 is not good enough any more for you to qualify for the wonderful rates we are offering. The reason is that we have to tighten up the credit guidelines because too many of your have been screwing up.
LIARs LIARs LIARs!
the truth ….
The criminals we let get away making fraudulent loans , false docs, no docs 125% of value, sucker interest rates and so on ie… sub prime mortgages.
YOU WILL HAVE To Pay.
Not only will you have to pay but this is going to continue to the ressession that we are making believe doesn’t exist go on even longer because the average home buyer can’t buy or refinance their mortgage.

makes sense doesn’t it? We business as usual. So don’t forget to vote for the same criminals in Washington that have been abusing us for decades. Their criminal fund raiser depend on you….
You Need 720 to quality for an FHA loan

first home buyer loan

Reality Check asked:


Looking for an expert in the market that thinks where the 30 yrs. mortage rate trend is for the next few months. I’m looking to lock a rate for refinance but don’t know what the rates trends will be a month from now.

thanks

mortgage rate

Sprout asked:


interest rate on 30 year mortgage

mortgage rate

carla_crtt asked:


I locked it in yesterday at 6.5 because it had gone up from 6.37 the day before and since I am suppose to close in about a week i was getting nervous.. Now if the rates drop,can i lower it? My lender told me no and then someone said if it lowers more that a quarter I could. Also how about if it lowers down to 6 could i buy the rate down? Thanks a bunch!

mortgage rate

jginlosangles asked:


I am receiving many solicitations in the mail from Mortgage companies (I’ve called them, they are no help) that are offering a mortgage loan for our property but listing another person’s name as owner. we have lived in the home over 14 yrs. and we know what the previous owner’s name was (they lived here over 20 yrs.). we get at least 5 solicitations a week. Where would I start looking to determine if this is mortgage fraud or just a simple mistake? Thanks…

first home owner loan

Mike J asked:


Im 21 years old 30,000 income and plan on buying a home in 2years with my wife and son. I plan on having 15,000$ before entering process. FHA loans look like the choice for me since im a first time home buyer and dont want to put 20,000 down for conven.loans i want a 200,000 $ home here in alaska and the fha limit for the area is 268,000 what are the strict rules of fha they most people dont know before going through the process. basically any info you guys can give my so i can walk in the office one step ahead well prepared. thank you

first time home buyer loan

Dijon J asked:


I am working on a purchase loan the seller has owned the house for 2 months is now selling the home(repairs are completed). I am interested in a program that will allow gift funds to be used, seller is willing to help borrower with max LTV. Please advise, I really need some good looks. Scenario is below:

Appraised Value:130000
Loan amount: 104000
LTV: 80
CLTV: 80
Occupancy: Owner Occupied
Loan Purpose: NO SEASONING PURCHASE
Loan Type: Conventional/NON-CONVENTIONAL
State: GA
Doc Type: FULL DOC
Middle Score: 591
Debt Ratio: 34
Seasoning: RENT FREE, LIVED WITH PARENTS
Mortgage Lates: None
Foreclosure: None
Bankruptcy: None
Tradelines: 9 YRS OLD

If you can do this loan or know of any lenders that would do this, please contact me ASAP by office at 678-395-8403.

first home owner loan

sissytwo asked:


owing 280K in southern california

mortgage rate

khobe asked:


We are first time home buyers and before we start looking for a house, we made sure that we are already pre approved. Can a bank cancel their pre approval even if there are no changes in your credit worthiness and application details when you applied for the loan? What are the common reason? Do we have to do another appraisal if we change lender?

first time home buyer loan

Ramon C asked:


We are not very savvy investors.

mortgage rate